Introduction
In a few weeks’ time on 26th February there will be an Extraordinary Meeting of the FIFA Congress. There will be two main items on the Agenda. The first relates to a request for the Congress to approve the recommendations of the Reform Committee (see discussion below). The second (and the one which will undoubtedly generate most media attention) is the election of a new President. The deadline for candidates to formally present their nominations, with support of at least of five national associations, was 26 October 2015. On 28 October 2015, FIFA announced the names of the seven candidates to replace Sepp Blatter as its president. On 9 November 2015, the Ad-hoc Electoral Committee admitted and declared five candidates eligible to stand for election to the office of FIFA President. These are as follows (in the order that they announced their intention to stand):
· Prince Ali Al Hussein (Jordan), FIFA Vice-President; runner-up in the previous election; re-announced his bid on 9 September 2015.
· Salman Bin Ibrahim Al-Khalifa (Bahrain), President of the Asian Football Confederation; announced his bid on 15 October 2015.
· Jérôme Champagne (France), former executive at FIFA from 1999 to 2010; announced his bid on 23 October 2015.
· Tokyo Sexwale (South Africa), South African businessman; announced his bid on 25 October 2015.
· Gianni Infantino (Italy/Switzerland), UEFA General Secretary; announced his bid on 26 October 2015.
Mr Blatter has been President for 18 years and so the election of a new President under ordinary circumstances would be a big thing. However given that his ‘reign’ as ended in ignominy and that FIFA is about as low as it could get in terms of reputation and credibility, these elections are nothing short of monumental. It is imperative that the FIFA Membership elects the right person. Football is in desperate need of transformation. FIFA needs strong leadership from someone who can galvanize and sustain real change. It needs a person with vision, knowledge and passion and someone who can unite the many football stakeholders not least the Member Associations and Confederations. It is not a job for the faint-hearted; very strong personal characteristics will be required. Tenacity, energy, determination and a very thick skin are all pre-requisites. An excellent communicator will be required because the eyes and ears of the world will be constant companions. It goes without saying that the integrity and honesty of the President should be beyond question.
The new President will also need to be a good listener, negotiator and diplomat. The ability to assess, balance and reconcile different opinions and demands is a key skill of any leader but particularly in a world-wide sport where endless diversity is both a virtue and a challenge.
The reform of FIFA will be a difficult job but also what an opportunity for the right person. The recent failures within FIFA have been very damaging but there are still so many positives on which to build, not least the fact that the organization is financially sound and that there is universal desire for change. Football is and will remain the world’s most popular sport. As such it needs the best governance.
So who are the candidates and what do they stand for:
Summary of Candidates
Each candidate is presented below including a short biography and a summary of their manifesto. More details on each candidate can be found in their manifestos all of which can be found on the internet.
Prince Ali Al Hussein
Profile
Prince Ali was born on 23 December 1975 and is the third son of King Hussein, and the second child of the King by his third wife, Queen Alia. Prince Ali began his primary education at the Islamic Educational College in Amman. He continued his studies in the United Kingdom and the United States and graduated from Salisbury School in Connecticut in 1993, where he excelled in wrestling.
He entered the Royal Military Academy Sandhurst in the United Kingdom. Prince Ali was commissioned as an officer in December 1994 and was awarded the Brunei Medal for serving in Brunei. Before continuing his studies in the United States, he served in the Jordanian Special Forces as a pathfinder, earning his military freefall parachute wings. He completed his undergraduate education at Princeton University in 1999. Prince Ali is fluent in Arabic, English, and Circassian.
Prince Ali is president of the Jordan Football Association. He is also the founder and president of the West Asian Football Federation, and under his presidency the membership has increased to 13 countries.
Prince Ali announced his candidacy for FIFA President, representing Asia, on 7 October 2010. Ali's campaign focused on change, football ideals, and uniting and raising the profile of Asian countries, within FIFA and generally. Prince Ali won the election for the position of FIFA Vice President, representing Asia (25 votes to 20 for his opponent Dr Chung Mong-joon) at the AFC Congress in Doha, Qatar, on 6 January 2011. As FIFA Vice President, Prince Ali served as a member of both the FIFA Executive Committee and the AFC Executive Committee.
Prince Ali successfully championed the lifting of FIFA's ban on the hijab in women's football. Prince Ali was one of a number of FIFA officials to call for the publication of the Garcia Report into allegations of corruption surrounding Russia and Qatar's bids for the 2018 and 2022 FIFA World Cups.
Prince Ali lost the 2015 FIFA Presidency election to Sepp Blatter after withdrawing before second round voting took place.
Manifesto – Summary
The document prepared by Prince Ali is excellent; well written and presented. It is succinct and articulate and is based on some strong values including leadership, reform and transparency. There is a heavy focus on working to serve Member Associations and a commitment to increase the annual FAP from USD250k per annum to USD1,000k per annum.
Prince Ali’s Game Plan 1 is: Restoring FIFA’s credibility and reputation based on:
· A, credible collaborative management
· B, 21st Century Governance
Game Plan 2 is: Serving Football and the Member Associations based on:
· A, Football Development – everywhere and for everyone
· B, Guardian of the World’s Game
· C, FIFA World Cup – review bidding process and number of teams etc
· D, Stronger Financial Foundation
· E, Protecting Players, Fans and the Integrity of the Game
The Manifesto put forward by Prince Ali is a workable, pragmatic yet visionary document. He is undoubtedly a strong candidate with a clear strategy to reform FIFA. Prince Ali should get credit for standing against Sepp Blatter at the last election and for the dignified way with which he conducted himself during the campaign and on the day of the election. As a relatively young man he undoubtedly has the drive, ambition and energy to address the myriad problems faced by FIFA, not least restoring some credibility and faith from all stakeholders in football.
Shaik Salman Bin Ibrahim Al-Khalifa
Profile
Shaik Salmon was born on 2 November 1965 in Riffa, (Bahrain) and has been the President of the Asian Football Confederation (AFC) since 2 May 2013. Before his election as the president of AFC, he was president of Bahrain Football Association and also Chairman of the Asian Football Confederation Disciplinary Committee, and Deputy Chairman of the FIFA Disciplinary Committee. Shaikh Salman Bin Ebrahim Al Khalifa is a member of the Bahrain Royal Family. He graduated from University of Bahrain in 1992 with a bachelor's degree in English Literature and History. Shaikh Salman has been involved in football for many years dating back to the 1980s when he played in the youth team of Bahrain Division I team, Riffa Club.
Since leaving Riffa Club to focus on his academic studies, Shaikh Salman has held executive positions at the BFA. In 1996, he was appointed Chairman of the National Team, elected Vice President two years later and eventually became the Football Association’s president in 2002. He has also served as the Co-Chairman of the Disciplinary Committee at several FIFA Tournaments such as, the FIFA World Cups, FIFA Beach Tournaments, FIFA Club Championships, etc. He was also Deputy Chairman of the FIFA Disciplinary Committee at Beijing in 2008.
On 15 October 2015, Sheikh Salman announced his candidature to become the next president of FIFA after the election of February 2016. His candidature has aroused some criticism in certain quarters from human rights organizations for allegedly heading a committee that identified 150 athletes, including international footballers, involved in pro-democracy demonstrations in 2011. He strenuously denies the allegations.
Manifesto – Summary
The Manifesto of Shaik Salmon as would be expected contains many of the themes set out by all candidates. The sub-title of the document says it all ‘World Football – Redefined, Restructured and Revitalised’. If elected, Shaik Salmon intends to adopt a less hands-on approach than previous Presidents and will appoint a CEO to report to him. He also intends to restructure FIFA to separate the ‘commercial’ interests from the ‘football programme’ interests.
Under his leadership there would be a focus on; grassroots football, technical activities, women’s football, infrastructure development, ‘soft’ programmes and social responsibility.
The document confirms the need to strengthen relationships with Member Associations and implies that future financial support will be ‘needs-based’. There is no mention of specific financial support to MAs.
Again as expected there is much in the document to do with improved governance of FIFA, accountability and integrity. Shaik Salmon envisages a less political and more inclusive FIFA.
As President of the AFC, Shaik Salmon is sure to get significant backing. With his experience, contacts and track record, he is a strong candidate and if appointed will surely oversee a radical transformation of FIFA.
Jérôme Champagne
Profile
Mr Champagne was born on June 15, 1958 in Paris and is a former French diplomat who served from 1983 to 1998, and then became a consultant in international football, serving as an executive at FIFA from 1999 to 2010.
He transitioned from diplomacy to football as a result of the 1998 FIFA World Cup, where he was Diplomatic Advisor and Chief of Protocol of the French organizing committee. He then joined FIFA where he successively held the positions of international adviser to the President (1999–2002), Deputy Secretary General (2002–05), Delegate of the President (2005–07) and finally Director of International Relations (2007–10) during the terms of President Sepp Blatter.
He left FIFA in 2010 and became football commissioner for the World Festival of Black Arts in Dakar (2010) and an adviser to the Palestinian Football Federation (PFA) and the Palestine Olympic Committee (POC), the Football Federation of Kosovo, the Cyprus Turkish Football Federation (CTFA) and finally the Congolese football club TP Mazembe of Lubumbashi.
Mr Champagne was one of many wanting to challenge Blatter in FIFA's 2015 election for its presidency. He declared himself a candidate in September 2014, but withdrew in February 2015 after failing to get enough support
During the eleven years spent in FIFA, Mr Champagne followed sport-political issues, relations with FIFA member associations as well as specific projects such as the FIFA Centennial, FIFA's relations with governments and the European Union including the defense of the specificity of sport at the EU, the Win in Africa with Africa initiative, FIFA's support for Palestinian football, the improvements in FIFA's relationship with FIFPro for the good of the governance of world football, the development of CIES Football Observatory, and FIFA's relations with the International Olympic Committee and other international federations.
Manifesto – Summary
Again (unsurprisingly) there are many similarities in the Jerome Champagne Manifesto. Entitled Hope For Football – Re-balance the Game in a Globalised 21st Century, many of the themes are consistent with other candidates. The main facets of the strategy are:
1. For a FIFA that is more democratic, more representative of the world and more inclusive
1.1. Strengthening the role of national associations
1.2. Adapting institutions to an evolving world
1.3. Acknowledging the role of confederations
1.4. Engaging the stakeholders in the decision-making process
1.5. Completing the membership roster of FIFA
2.1. Placing the struggle against the imbalances of football at the center of FIFA action
2.2. Strengthening financial assistance support for the least privileged associations
2.3. Assisting national associations to help their leagues and clubs
2.4. Building 400 football pitches in four years
2.5. Establishing a special program for insular associations in Oceania and the Caribbean
2.6. Setting up task forces for “continental country” associations
2.7. Establishing a central procurement office at the service of football
3. For a governance suitable to the twenty-first century
3.1. Governing by example
3.2. Initiating a cost reduction program exclusive of development expenditures
3.3. Strengthening FIFA administration
3.4. Negotiating a global collective bargaining agreement between players and clubs
3.5. Revitalizing participation and debates within FIFA
3.6. Strengthening the world presence of FIFA
It is interesting that the number 1 priority is strengthening the role of the Member Associations. Mr Champagne also envisages a more inclusive FIFA with closer working ties with MAs. This would include establishing a new Division within the FIFA Secretariat especially for this purpose. Mr Champagne advocates doubling the FAP given to each Member to USD500k.
The Champagne Manifesto is also well thought through and progressive. He has a lot of football-related experience and a deep knowledge of FIFA, both good and bad.
Tokyo Sexwale
Profile
Mr Sexwale was born on 5 March 1953 and is a South African businessman, politician, anti-apartheid activist, and former political prisoner. A charismatic leader, Sexwale was imprisoned on Robben Island for his anti-apartheid activities, alongside figures such as Nelson Mandela. After the 1994 general election—the first fully democratic election in South Africa—Sexwale became the Premier of Gauteng Province. Later, he served in the government of South Africa as Minister of Human Settlements from 2009 to 2013 was a member of the organising committee for the 2010 FIFA World Cup, which was held in South Africa. Following the World Cup he was picked by FIFA to join its Fair Play Committee and act as a FIFA ambassador against racism.
Manifesto – Summary
Of the five Manifestos this is perhaps the least sophisticated in terms of presentation. Nevertheless it contains the expected core strands built around the following framework;
1. Enhanced Democratisation of FIFA
2. Growing and Developing Football Worldwide
3. Hands on President with a Personal Touch
4. Boosting the Coffers of Associations
5. Anti-Racism to occupy Centre Stage
6. Confederations – The Six Pillars of FIFA
7. Numbers Tell a Story (balancing the inequalities)
8. FIFA World Cup
9. FIFA International Advisory Board
10. In Defence of Sponsor Activism
11. Protection of Players from Exploitation and Prevention of Football Trafficking
Mr Sexwale proposes a much more active role for the President than for example Shaik Salmon. It is clear that he would be very hands on and it is also very clear that he would look to refocus the distribution of FIFA resources to ‘developing’ countries, particularly in his native Africa. There has been some speculation in the media that he will withdraw his candidacy prior to the election but at the time of writing this has not happened.
Gianni Infantino
Profile
Gianni Infantino was born on 23 March 1970 in Brig, Switzerland. He is of Italian origin. He studied law at the University of Fribourg (Switzerland) and speaks Italian, French, German, English, and Spanish fluently.
Prior to joining UEFA, Gianni Infantino worked as the Secretary General of the International Centre for Sports Studies (CIES) at the University of Neuchâtel, having previously been an adviser to a variety of football bodies in Italy, Spain and Switzerland.
Gianni Infantino is currently the General Secretary of UEFA, a position he has held since October 2009. Since his appointment, he has been part of a leadership team which has helped to further strengthen both national team and club football in Europe, and UEFA's role as a respected and credible international governing body.
At the helm of UEFA's administration, Gianni Infantino has intensified UEFA's work to provide a sustainable environment for European football, through initiatives such as Financial Fair Play, improved commercial support to national associations of all sizes and the development of UEFA's competitions at every level of the game. He oversaw the expansion of UEFA Euro 2016 to 24 teams and played an integral role in the conception of the UEFA Nations League and the UEFA Euro 2020 that will see the tournament take place in 13 European nations. He is currently also serving as a member of FIFA's Reform Committee.
A multilingual lawyer, Gianni Infantino came to UEFA in August 2000, working on a range of legal, commercial and professional football matters, and was appointed Director of UEFA's Legal Affairs and Club Licensing Division in January 2004. Throughout this time he also led UEFA's work in fostering close contacts with the European Union, the Council of Europe and governmental authorities. He was promoted to Deputy General Secretary in 2007 and again to GS in 2009.
Manifesto – Summary
The Manifesto of Mr Infantino ‘Taking Football Forward’ is very thorough, comprehensive and well presented. It contains all of the areas of focus that would be expected built around three ‘pillars’ and eleven ‘principles’. These are:
· Pillar 1: Reforms and Good Governance – structural and cultural
· Pillar 2: Democracy and Participation – practical and meaningful involvement of Member Associations
· Pillar 3: Football Development – placing football at the heart of FIFA and MAs from the grass roots through to the World Cup
The 11 principles are:
1. Strategy
2. Separation of Powers and Functions
3. Good Governance
4. Transparency
5. Independence
6. Equality
7. Participation
8. Diversity
9. Solidarity
10. Modernity
11. Representation
Mr Infantino is an experienced football administrator and this has enabled him to put together a very credible and effective Manifesto. It is important to note that he pledges giving each Member Association an increase in FAP from USD250k to at least USD1.25m. This is significant. He also stresses increasing the number of team in the World Cup to 40 (6 in Asia). With his experience and vision Mr Infantino must be seen as a realistic contender, especially with the expected backing of UEFA.
Discussion
All five candidates have published Manifestos and not surprisingly these are all very similar in content and themes. The main focus tends to be on the reform of FIFA and the implementation of policies and strategies to improve the transparency of governance. All candidates state their intention to be more inclusive and work in partnership with Member Associations.
The voting will be by secret ballot at the Extraordinary Congress due to be held in Zurich on 26th February. All 209 Member Associations will have one vote. The HKFA President will cast the vote on behalf of the HKFA. Although the Electoral Committee has yet to confirm the arrangements, it is assumed that to be successful in round 1 of the voting a candidate must secure two-thirds of the eligible votes. If a second or subsequent round is required, the successful candidate will just require a simple majority.
It is quite possible that candidates might withdraw their candidacy prior to the actual election. Furthermore there will be Confederation meetings the day before the election takes place. So for example, the AFC is due to meet on 25th February. On the day of the election the standing candidates will have an opportunity to address the Congress and to make their case for election.
Based on the candidates’ profile and proposals contained within their Manifestos football can expect a big change whoever is appointed. I believe that there are five capable and credible contenders and whoever is elected, FIFA is on the verge of positive change. There has never been a better or more opportune time to rebuild the leadership, executive and administrative infrastructure of FIFA and with it the credibility that has been lost. The world is waiting and I for one am very excited about the future. Football deserves better than we have had in the past and like all football fans I sincerely hope that we are on the threshold of a new era.
Reform Proposals
As mentioned above, delegates will also be asked to vote on a package of reforms. These will be the starting point for the new President. The reforms can be summarized as follows:
· Clear separation between “political” and management functions: The FIFA Council (replacing the FIFA Executive Committee) is responsible for setting the organisation’s overall strategic direction, while the General Secretariat oversees the operational and commercial actions required to effectively execute that strategy.
· Term limits for the FIFA President, FIFA Council members and members of the Audit and Compliance Committee and of the judicial bodies (max. 12 years).
· Election of Council members supervised by FIFA and in accordance with FIFA’s own electoral regulations; all candidates subject to comprehensive eligibility and integrity checks conducted by an independent FIFA Review Committee.
· Greater recognition and promotion of women in football with a minimum of one female representative elected as a Council member per confederation; promotion of women as an explicit statutory objective of FIFA to create a more diverse decision-making environment and culture.
· Disclosure of individual compensation on an annual basis of the FIFA President, all FIFA Council members, the Secretary General and relevant chairpersons of independent standing and judicial committees.
· Enhanced control of money flows.
· Universal good governance principles for confederations and member associations.
· FIFA’s commitment to human rights to be enshrined in the FIFA Statutes.
· New Football Stakeholder Committee to ensure greater transparency and inclusion through broader stakeholder representation (including players, clubs and leagues).
These proposals represent a good start and I have no doubt that the Congress will approve them. I also hope that whoever is elected as President will expand and build on the transformation process. Football needs a paradigm shift and real philosophical and institutional change. Altering the constitution and statutes is the easy bit, shifting the mindset and culture will be more challenging.
I will do my small part in helping the new President to give football the governing body it deserves and craves. Bring on the election and let the reforms begin – personally I can’t wait.
Mark Sutcliffe, February 2016
http://orientaldaily.on.cc/cnt/sport/20160226/00286_003.html
ReplyDeleteSouth China AA convener Wallace Cheung said today in Oriental Daily that he fully supports the idea of Hong Kong clubs taking part in the Chinese league system. Obviously he is after the big money available, but I don't blame him, footballers today are very expensive.
I am just interested in what you feel/think about this and if it happens, then what is the future of the Hong Kong Premier League?
If Hong Kong club did well in the Chinese League, then it would get booted out straightaway. So I still feel it is a better idea to work with Singapore, Macau, Taiwan and Brunei.
Hi Allan,
DeleteI have always said that there are pros and cons of having a team from Hong Kong playing in the China league system. My main concern would be the impact on the Premier League. If we were not careful we could end up with a situation like in Wales. Swansea and Cardiff play in the English Leagues and other Welsh leagues and clubs are poorer because of it. A team in the China Leagues would be good for that team but would probably dilute interest in the HKPL.
In any case the CFA has already told us that a team from HK could not go straight into the Super League. Any HK team would need to start lower down the structure and this might defy the point of doing it in the first place.
There is lots to consider but I would like to find a way to tap into the increased interest and investment in football in China without compromising the quality of football in HK or our independent status within FIFA.
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I am Judy Parker single Mother from Houston here in Texas when I was in need of a loan I apply through my bank but was deny cos of my credit score then someone refer me on this site to Ramsy Dave Loan Company and I apply for a loan with them and was approved without credit check and low interest rate of 3% and there was no cosigner, You can reach them with this email if you need a loan I am sure they can still help you ramsedave121@gmail.com
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ReplyDeleteAre you looking for a loan to expand your business?
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Hello,
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We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or Call me at +233260941872 or TEXT : +1(409) 359-2407
ReplyDeleteMy name is Mr. Terrance Watson but my friends call me peter Williams i am working with STANDARD CHATTERED BANK WORLD WIDE Are you in need of loan Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email...We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 3.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme Interested applicants should Contact us NOW do not hesitate to send your request to us via e-mail: (williamspeter199@gmail.com ) or CALL me at +233264866768 or PH: +1(409) 202-7477
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ReplyDeleteNote: Terms and Condition applies.
richardbanks24hoursloanfirm@gmail.com
Thank you.
Mr Richard Banks
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Do you need urgent financing? apply now - We Offer Private, Commercial and Personal financing for your business, to pay off your bills,We give out Educational funds,Business funds, home funds, Agricultural funds,Personal funds, Auto funds and other good Reason,we can also invest large sums of money in that project that need money to establish with at a least 3% interest rate in a duration of 1- 30 years depending on the fund amount you need , For more information contact us.Contact us today. Email:(info.standardonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.
ReplyDeleteFirst name:
Middle name:
Date of birth (yyyy-mm-dd):
Gender:
Marital status:
Total Amount Needed:
Time Duration:
Address:
Currency Needed
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ReplyDeleteAre you looking for financial assistance, are you in desperate need of funds ? Lugard Rose Loan Firm is here to provide you the loan amount requested. We give loans at a standard rate of 2% reach us via: lugardroseloanfirm@outlook.com
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HOW I BECAME A VICTOR AFTER SO MANY FAILED ATTEMPT OF GETTING A LOAN.
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Do you need a Loan to pay off your debt and start a new life? You have come to the right place. You can get your loan at a very low interest rate of 3%. Interested people/company/cooperate bodies as well as organizations should apply.
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ReplyDeleteMy name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com
LOAN APPLICATION INFORMATION FORM
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Middle name.....
2) Gender:.........
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ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
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=================
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Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-
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ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
Welcome to Clinton Loan Firm we appreciate the good comments that has been going round the internet about our good works. Now let's get to what we do best again. Do you need an urgent loan? A loan to probably expand start your own business? With interest rate as low as 3% that suits any customer and you will enjoy our services. So contact us now via
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Clinton Loan Firm
ReplyDeleteDo You Seek Funds To Pay Off Credits and Debts? { FIFOCapitals@gmail.com } Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: FIFOCapitals@gmail.com
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If You Are Interested To Get A Loan Then Kindly Write Us With The Loan Requirement. Please, Contact Us via email: FIFOCapitals@gmail.com
Treg Finance Limited provides personal loans/business loans/trade finance/import & export loans/project loans to companies of all sizes ranging from individuals, globally without restriction to location, border or country.
ReplyDeleteInterest rate of 2%
Minimum loan amount of $25,000
No credit check required
Bad credit can apply
Fast reliable loan with flexible repayment schedules
Executive Business Summary for business loans/trade finance
Loan Duration from 1 year - 20 years maximum
Grace period of 12 - 24 months for large business loans/trade finance
Treg Finance Company Limited
Website: http://www.tregfinance.net
Email: info@tregfinance.net
Tel: +44 (287) 114-0153
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201 Bishopsgate, London, EC2M 3AE
Company Registration No. 02587815
Treg Finance Limited provides personal loans/business loans/trade finance/import & export loans/project loans to companies of all sizes ranging from individuals, globally without restriction to location, border or country.
ReplyDeleteInterest rate of 2%
Minimum loan amount of $25,000
No credit check required
Bad credit can apply
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Executive Business Summary for business loans/trade finance
Loan Duration from 1 year - 20 years maximum
Grace period of 12 - 24 months for large business loans/trade finance
Treg Finance Company Limited
Website: http://www.tregfinance.net
Email: info@tregfinance.net
Tel: +44 (287) 114-0153
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201 Bishopsgate, London, EC2M 3AE
Company Registration No. 02587815
Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (globalonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.
ReplyDeleteFirst name:
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Date of birth (yyyy-mm-dd):
Gender:
Marital status:
Total Amount Needed:
Time Duration:
Address:
Currency Needed
City:
State/province:
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Phone:
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Occupation:
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Testimony On How I Got a loan worth reading with email:
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Hello everyone, I am Abigail Diana from Montana United States of America, am writing this Testimony because am really grateful for what Martin Luciano
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ReplyDeleteGreetings to you by (BFGL).
We are a France-Paris based investment company known as Bentex Funding Group Ltd working on expanding its portfolio globally and financing projects.
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ReplyDeleteWe specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.
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Hello, my name is Katelyn Garrett from Dayton TX, and I am happily married with family. For some months now I have suffered financial setback and needed to refinance as my bills were long due for payment. I tried seeking loans from various loan firms both corporate and private but all without success, the banks I visited all declined my credit. But as God would favour me, I was introduced to M-LOANS BUSINESS FINANCIAL SERVICE a GOD FEARING FIRM for their loan program, with contact number +1(214)814-8685 a Private limited Company with Share Capital, and I was granted a personal business loan sum of $150,000.00 on the 8th of April 2018. Today my financial status is restored and my business is now sthbilized. Thanks Carol for introducing me to M-LOANS BUSINESS FINANCIAL SERVICE, and to you Mr Peter Williams for helping me. He is a good and God fearing man and I pray that God richly bless him for helping me. My advice to everyone out there in need of a loan of any kind is to quickly Contact via E_mail: pwmloanfunds@gmx.fr
ReplyDeleteI got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS MARY is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine443@gmail.com
ReplyDeleteLoans for all kind of purpose, We offer from a minimum amount of €10,000.00 to €20 million And at a low interest rate of 2%
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Customers should be above the age of 18 This loan transaction is 100% guarantee for serious customers, For more information about the loan please contact us through.
Email: info.cashcraft84@gmail.com
WhatsApp Telephone:: +1 (226)4010724
(MD) INFO CASH CRAFT GP, INC.
Copyright 2018. All rights reserved.
======================================================================================================================================================
Dr.Cash Craft.
(MD) INFO CASH CRAFT LTD Credit Company information in this letter, in transmission of confidential and exclusive definition of the intended recipient (s). If this is
not the recipient, you are hereby notified that unworthy definition, disclosure, dissemination, distribution (with the exception of the receiver), copying, taking
unworthy action, because this information is strictly prohibited under the law.
Salutare tuturor,
ReplyDeleteAici vine o companie care acordă tot felul de
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kenabrighten@diplomats.com sau vizitați site-ul nostru kabusinesshome.com
Mulțumesc.
Publicul public.
Hello, i want to use this medium to testify of a loan company that help me obtain a commercial loan with less stress. they offer all kids of Loan and if you are interested in obtaining a loan you will have to contact them with the below info.
ReplyDeletePlease let them know you were refereed to them by Lin Angela.
Email: liberoloans@gmail. com
or whats App: +4368864233117
Hello
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Olivier Alexander
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ReplyDeleteYou are welcome to this company in this company We give personal loan and business loans for an interest rate of 2% only.Loan from $2,000.00Usd to $5000,000Usd
If you need a loan for your business please contact us as soon as
possible to process your application loan form
LOAN APPLICATION FORM FILL AND RETURN NOW.
1.Full Name_________________
2.Location__________________
3.Country___________________
4.State_____________________
5.Sex_______________________
6.Phone Number______________
7.Amount Required___________
8.Duration__________________
9.Age_______________________
10.Contact our office with the email below Email;markjoeloancompany7@gmail.com
Mr Mark Joe
Are you in any financial crisis, do you have a low credit score and you are finding it hard to obtain capital service from local banks and other financial institutes? Here is your chance to obtain a financial service from our company. We offer all kind of loan to individual companies at 3% interest rate. If you need a loan do not hesitate to contact us via
ReplyDeleteName: Gilbert Aaron
Are you in any financial crisis, do you have a low credit score and you are finding it hard to obtain capital service from local banks and other financial institutes? Here is your chance to obtain a financial service from our company. We offer all kind of loan to individual companies at 3% interest rate. If you need a loan do not hesitate to contact us via
Name: Gilbert Aaron
Email: info.gilbertloanfirm@gmail.com
Are you in any financial crisis, do you have a low credit score and you are finding it hard to obtain capital service from local banks and other financial institutes? Here is your chance to obtain a financial service from our company. We offer all kind of loan to individual companies at 3% interest rate. If you need a loan do not hesitate to contact us via
Name: Gilbert Aaron
Email: info.gilbertloanfirm@gmail.com
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ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
I got my already programmed and blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS MARY is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine443@gmail.com
ReplyDeleteWELCOME TO ABIGAIL MILLS abigailmills.loans227@gmail.com our aims is to provide Excellent Professional Service.
ReplyDeleteAre you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.
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WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.
Please, contact us for more information: abigailmills.loans227@gmail.com
Kindly write us back with the loan information;
BORROWER INFORMATION
1)Full Names:
2)Country:
3)address:
4)State:
5)Sex:
6)Marital Status:
7)Occupation:
8)Phone Number:
9)Monthly income:
10)Next of Kin:
11)Loan Amount Needed:
12)Loan Duration:
13)Purpose of Loan:
14)Specific date you need the loan:
If you are interested to get a loan then kindly write us with the loan requirement.
Please, contact us for more information: abigailmills.loans227@gmail.com
Yours Sincerely,
Mrs Abigail Mills
abigailmills.loans227@gmail.com
We look forward to hear from you ASAP
Interested applicants should Contact us via email: abigailmills.loans227@gmail.com
My name is Mrs Abigail Mills we are a new legit loan lenders of 2018 and we like to help any body that need financial help we offer as from $500,000.00 and $5,000,000.00 and we also give out loans in euro above that so if you need help kindly send us an email on:abigailmills.loans227@gmail.com so that your loan transaction can take place now you will be with your loan in the next 8 hours it is a fast transfer and is safe without any delay. So Email:abigailmills.loans227@gmail.com if interested
ReplyDeleteEmail:abigailmills.loans227@gmail.com
WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.
ReplyDeleteAre you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com
Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com
We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 2.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: abigailmills.loans227@gmail.com
WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.
Please, contact us for more information: abigailmills.loans227@gmail.com
Kindly write us back with the loan information;
- Complete Name:
- Loan amount needed:
- Loan Duration:
- Purpose of loan:
- City / Country:
- Telephone:
- How Did You Hear About Us:
If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: abigailmills.loans227@gmail.com
Yours Sincerely,
Mrs. Abigail Mills
We look forward to hear from you ASAP
Interested applicants should Contact us via email: abigailmills.loans227@gmail.com
Hello everyone my name is katheryn Liz Rhea am from San Francisco USA. I just received my loan now from Mrs Abigail Mills loan company they are new legit loan company of 2018 and it has not been long i received my loan from them i got my loan from them today and now as am posting this message i am very happy this company is real great so anyone that need a loan contact this company they are real great their mail is abigailmills.loans227@gmail.com
ReplyDeleteHello everyone my name is Maksims Odincovs and i am from USA, Chicago i have been on the internet and i have heard people saying they have been scammed before and i urgently need a loan so i was afraid to apply for a loan online thing i saw 3 people testify about Mrs Abigail Mills loan company that they got there loan from her i have never applied for a loan before and i was so afraid that i will get scammed but i believed what the people says and apply from that loan company and everything was fine and they told me to send the transfer fee which will be used to transfer my loan when they told me that i was so afraid that it was a scammed so i sat down and i thought about it and i went back to them and tell them i have never done this before but Mrs Abigail Mills said i should trust them that they are going to help me so i did and i went to send the fee which they said i should send for the transfer of my loan just today i got an alert from my bank that there is money on my account. Today i am very happy i have never been scammed before and i received my loan once so now i am happy and me and my family is going to be happy too so anyone that need a loan should apply from this company without been scammed because she is real and great and i pray God should continue to use her to help people of there loans. her mail address is abigailmills.loans227@gmail.com.
ReplyDeleteOnce again i remain Maksims Odincovs
My name is Deann Twila Alba i am from San Antonio i have heard of this company that they give loans and i went to apply for a loan from them i have heard people saying about scam but i have never been scammed before this company helped me with my loan so anyone that need a loan should apply from them there loans is fast and safe their mail address abigailmills.loans227@gmail.com
ReplyDeleteGood day everyone my name is Donna Susan Patricia and i am from Houston, USA i want to use this chance i have now to write this message to the internet if anyone of you is looking for a loan real this is the right company to contact i am a business woman and i applied for a loan in a 2017 legit company and the name of the company is Abigail Mills loan company they have been helping people since 2016 and we are in 2018 now and i just received my loan from them so if anyone of you need a loan go and apply from them because they are real i just pray you people that need help with a loan don't get scammed that is why i am using this chance to write this message on the internet if you need a loan legit loan apply from this company so that you wont get scammed when you apply from the wrong company. their E-mail address is abigailmills.loans227@gmail.com.
ReplyDeleteHave a nice day everyone and i pray you are all happy as i am today
My name is Kimberly Lori Cheryl and i am from US, San Jose i want to use this time to tell everyone on the internet on how i received my loan after been scammed 3 times i applied for a loan from Abigail Mills loan company yesterday i saw people testify about her good works and on how she helped people so i decided to apply and she told me what i needed to do i was scared but i did it this morning now i just received an alert from my bank there there money in my account and i checked the amount and it was my loan i am so happy. So i want to use this time and say to everyone on the internet that this company is real if you need a loan this company is the right company to apply from do not get scammed like me because there are scammers out there apply from this company and you will be happy. their mail address is abigailmills.loans227@gmail.com
ReplyDeleteMy name is Freida Erna Madeleine i am from Chicago USA i want to use this time to write to the internet that i just received my loan funds of 5 million dollars from this company called Abigail Mills loan company at first i did not believe what people were saying on the internet but i decided to try and i applied for the loan 2 days ago and i just received a call from my bank that there is the sum of 5 million dollars in my account and immediately i received an alert from my bank Abigail Mills loan company called me and asked me if i have received my loan and i told them yes so they said i should bring more people to there company if anyone do need a loan so if you really do need a loan this is the company to apply from they are really great and i believe now that there is a real loan company that gives loans and that company is Abigail Mills loan company so if anyone of you need an urgent loan and it is important this is the right company to apply from. Their mail address is abigailmills.loans227@gmail.com.
ReplyDeletefinally i am really happy and can start my own business now. Thank you once again Abigail you are great and God bless you and your company.
My name is Gwendolyn Tammie Shari. I am a single mother and i am from Canada and i live in the city of Montreal. I want to use this time to tell everyone on the internet that there is only one company that offers real loan and that company is Abigail Mills. I was looking for a loan online for the past 3 weeks now and all i have got is lenders scamming me of my money that i had God knows i was so poor and i wanted to kill my self but there i saw so many people testify about this company that they give out loans at first i did not believe cause i saw other testimonies of other lender and they all turned to be scams. I said let me apply from this company and see if it is true and immediately i applied they told me everything i needed to do and i agreed and they assured me that in 8 hours time i was going to be with my loan cause they said they are using fast transfer service. At first i did not believe but i waited for my loan before 8 hours time i received an alert from my bank and be hold it was my loan i was very shocked when i saw it and i prayed to God for directing me to the right company who helped me today as i am writing this on the internet now i just received my loan from this company and i am using this time to testify to other people if you need a loan a loan don't be fooled this is the right company to apply from. Their Email address is abigailmills.loans227@gmail.com
ReplyDeleteThis company is true and great if you need a loan apply now and wait for your loan cause you will be happy with this company.
Thanks everyone and i remain Gwendolyn Tammie Shari.
Good day everyone
ReplyDeleteMy name is Vanessa Jodi i am from Los Angeles USA. I want to use this time to write to the internet that anyone if you need a true loan Abigail Mills is the right company to apply from few days i was in need of money and i looked for a loan online i saw a company and i applied that company cheated me 2 times of my money i was so sad cause i needed money so i decided to look for another company and i applied from another company that same company also told me to deposit money and i did and never got my loan i was like what is happening to me cause i needed money urgent to buy a house cause if i do not get a house soon my landlord will drive i and my family away from his house so i needed to get my own house. When i was searching again i saw this company Abigail Mills i saw a lot of people testified about this company that the company is truly great so at first i was afraid to apply cause i was cheated 2 times so i said to my self let me try and see if this company was real so i applied. When i applied they told me all i was needed to do i was still afraid but i trusted them and they assured me that in 8 hours time i was going to be with my loan i wanted for my loan and on my eyes i received an alert from my bank that there were a sum of $200,000.00 into my bank account and i was very happy in a while ago the company called me and asked if i have received my loan and i told them yes and i thank them and as i am writing this message on the internet now this company have also helped my 2 brothers so anyone if you need a true loan Abigail Mills is the right company to apply from. In case you are in need of money you can only contact them via mail and their E-mail address is abigailmills.loans227@gmail.com. I thank everyone who read my message and be safe and apply from this company because you will be happy with them.
I am Brayden Wyatt Bryce by name i am a police officer and i live in New York city in USA. Few days ago i was searching for a loan online and i only found people scamming me of my money. I really need this loan for a project in Colombia and i have been cheated severally one day when i was off duty i decided to look again this time for a true company that give loans i found this company named Abigail Mills loan company and a lot of people have testify about this company at first i did not believe but i decided to apply the loan i was looking for was the sum of $7,000,000.00 i applied from this company and they told me all that needs to be done i trusted them and i did what they told me to do and they assured me that in 8 hours time i was going to be with my loan safely i never believed them but i waited for my loan in exactly 8 hours time i got a call from the company that if i have received my loan yet and i said No. They told me to go to my bank and check my account that my bank might not send me an alert i obeyed and i went to my bank and check my account on my eyes i saw my loan of $7,000,000.00 in my account the money i was having on my account before was $1,000,000.00 and i now found $8,000,000.00 pulse my money and my loan was $8,000,000.00 i am so happy and i thank this company for they are great. I want to use my little time to write to people in United States that if you need a real loan Abigail Mills is the right company to apply from this company does not know am doing this so anyone if you need a loan you can only contact this company via mail or whatsapp but i do not use whatsapp so their mail address is abigailmills.loans227@gmail.com
ReplyDeleteAbigail God will bless you and your company
ReplyDeleteMy name is Veronica Rose Holly. I am from Chicago USA. I have nothing much to say anyone that need a true loan without you being cheated should apply from Abigail Mills cause i applied for a loan from this company today after i read so many good and wonderful comments about this company. I applied for a loan to pay my debts and all i needed was $50,000.00 because i will also use part of that money to pay my children school fees. As i am writing this on the internet now i just received my loan from this company today and i am so happy i never believed i would ever be happy again cause i have passed through a lot and i thank God for Abigail Mills God will bless her and his company for putting a smile to my face. So anyone around the world from Chicago and other countries that need a loan your helper is here and the company is Abigail Mills anyone that applied from Abigail Mills loan company will have no problem cause you will receive your loan exactly the time she tells you. their company Email address is abigailmills.loans227@gmail.com
Once again God bless you Abigail Mills and may you live long to continue helping people.
My name is Annette Kim Bailey I am from Ohio USA. I want to use my little time to write to the internet to people in need of a real loan that if you need a loan without getting cheated Abigail Mills is the right company to apply from i am a teacher of Mathematics and English and i was cheated 2 time by a fake company who clam to be lenders but i no longer worry because Abigail Mills has already helped me so if you need an urgent loan to do anything this company is going to put a smile to your face i have also introduced most of my friends to this company and only 2 of my friends told me they have received there loans already one of my friend received a loan of $38,000.00 dollars and the other of my friend received the sum of $75,000 dollars so anyone in need of an online loan apply from this company and you will be happy no doubt about that because this company is really helpful and God will continue to use them to help people in need of a loan. If you need an online loan apply from this company and contact them via this means email address abigailmills.loans227@gmail.com and also you can contact them via Whatsapp +2348088206489. Regards to anyone who reads my messages.
ReplyDeleteHello Everybody,
ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
Hello Everybody,
ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
Hello Everybody,
ReplyDeleteMy name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
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ReplyDeleteWe are direct providers of Fresh Cut BG, SBLC
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ReplyDeleteHi everyone , My name is Grace a fomer scam victim , Have you been scammed before and also thought that your life was scattered and damage? this was our experience with all those scammers before we meant the Winona Millaray Loan Firm . those lenders deceived my husband and i in trying to get a loan and we thought it was all real because we never believed that there was anytime as an online loan scam and they had all pay all we had to them and due to the way things were moving we had to close out our business over here in Ireland as we could not meet up with the customers needs any longer because we sold all most every single goods we had and we could not replace them as we thought that we could do so if we get our requested loan amount ... yes !! we were scammed by two different lenders online ! a customer who was also a closed friend to the family saw the way things were so bad and decided to introduce us to a loan company but we refused any further loan offer because we had concluded that all of them were scams but he insisted as he opened up of getting a loan from them but we believed him at a spot after he opened up because we knew him from the onset to be a man of unquestionable character who was always known for his words and we applied with this company that he called THE WINONA MILLARAY LOAN FOUNDATION but prior to our application with this email address :thewinonamillarayloancouncil@hotmail.com or you can check them out on this address too mrswinonamillarayloancouncil@gmail.com that he provided to us we quickly look up this loan company in Google so that we could be sure that they were legit .. yes !! it was to my own satisfaction and i applied but God was so kind that he lead us through and we got our loan .. Oh well, I'm just glad that we got our loan without been scammed or any stress . Ahana Enaney from Ireland and you can reach me on my official email address ahanaenaney@gmail.com
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HOW I GET FREE FROM HERPES AFTER 8 DAYS
ReplyDeleteMy name is Paulson Hooker,i am from USA.I want to share my testimony on how i get cure of my HERPES GENITAL with the help of Doctor OSCAR DILAN, I have being suffering for this disease for a very long time now and I have try several means to get rid of it, but there was no solution to it because my doctor told me at the hospital that herpes has no cure.I have being scam by several people on internet who claim that they have herpes cure.but I never gave up, until I saw a post,posted by JACK WILSON. when I saw her testimony I was happy because she make a statement that the herbal doctor medicine is for free. after reading the testimony,so I collect the herbal doctor email and mail him about my herpes that I need cure and 4 hours later he replied my mail, and told me to send him my details about my self and after that he told me that his herbal medicine is free and that the only thing that I need to do, is to provide money that he will use in getting the herbal medicine preparation done and I told him that he should give me 2/3 days to get the money amd we keep on sending mail to each other and using phone calls to communicate and three days later I got the money that he request for in getting the items and I send it to him he email me that he has purchase the items that he is about to prepare the herbal medicine and after the preparation he send the herbal medicine to me via fedex and he also give me the guide line on how to use the herbal medicine and after using it for 8 days as he told me, then I went for medical checkup at the hospital and I was so surprise that the doctor congratulate me that am now herpes negative and I was so happy because at last am free from herpes and also I want to thank WILSON for using doctor OSCAR DILAN to cure my herpes and another testimony is that two of my friend who also have herpes that contacted doctor OSCAR DILAN for their own cure have also been cured from herpes and now they are also herpes NEGATIVE like me and if you have herpes or any other disease and you want to get rid of it, DR OSCAR DILAN is the best DR to cure it. If you want to be sharing the same testimony that am sharing with other who has being cure by him kindly contact doctor OSCAR DILAN via this email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS... .... DR OSCAR GOT ALL CURE AND REMEDY TO ALL KIND OF SICKNESS YOU MIGHT HAVE BEEN SUFFER FROM AND ALSO SPECIALISES IN THE FOLLOWING:
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(5) If you want a child.
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(10) if you are unable to satisfy your wife sex desire due to low err action.
(11) If your menstruation refuse to come out the day it suppose or over flows.
(12) If your work refuse to pay you, people owing you.
(13) Solve a land issue and get it back.
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You are free to contact him at ( oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS... ) ..... CONTACT HIM NOW FOR ALL ANSWERS TO ANY KIND OF PROBLEMS: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS......YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
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ReplyDeleteI can’t hide this great testimony that took place in my life I will love everyone to know it and be partaker that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Luz Morales by name, I live in Chattanooga, Tennessee United State, I want to thank Elliot Olive for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called Elliot Olive. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR Elliot Olive FINANCIAL FIRM. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on : elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Elliot Olive. And I will always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN: elliotoliveloanfirm@yahoo.com OR elliotoliveloanfirm@gmail.com OR elliotoliveloanfirm@hotmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE.
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ReplyDeleteJanny Maxwell Says
Am giving this testimony because am happy and only GOD in heaven will help me to bless and protect this great spell caster called Dr OSCAR DILAN as he is a GODSENT into my life to change the situation of my life and restore JOY, HAPPINESS AND LAUGHTER into my life again as he alone is who I can say contact because he was the only one that could help me get my ex back to me and made him love and cherish me like never before....
My name is Janny Maxwell from Michigan I never believed in love spells or magic until I met this spell caster once. when I went to Africa last year on a business summit. I ment a man called DR OSCAR DILAN. He is powerful he could help you cast a spells to bring back your love’s gone, misbehaving lover looking for some one to love you, bring back lost money and magic money spell or spell for a good job.i’m now happy & a living testimony because the man I had wanted to marry left me 3 weeks before our wedding and my life was upside down because our relationship has been on for 2 years… I really loved him, but his mother was against me and he had no good paying job. so when I met this spell caster, I told him what happened and explained the situation of things to him and at first I was undecided,skeptical and doubtful, but I just gave it a try and in less than 2 days when I returned to MICHIGAN, my boyfriend (is now my husband ) he called me by himself and came to me apologize for everything and we had been settled with his mom and family and he got a new job interview so we should get married..I didn’t believe it because the spell caster only asked for my name and my boyfriends name and all I wanted him to do… well we are happily married now and we are expecting our little kid,and my husband also got a new job and our lives became much better. in case anyone needs the spell caster for some help, email address: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM and he will help out...
GREAT OSCAR DILAN I thank you very much thank you in 1000000 times.. if not you I would have been losted and wasted thank you. Email Him Through his email address..oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com
Please make sure you contact him for any financial difficulties okay or any kind of problem you are facing in life as this man is GODSENT into this world to help everyone solve their problems today in life..
What a powerful man such as DR OSCAR DILAN.. he is so much powerful..\\ email him for any difficulties.. oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM................... YOU CAN ALSO CALL / ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR OSCAR DILAN as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR OSCAR DILAN TODAY... MY OWN LIFE STORY / EXPERIENCES IS BELOW:
ReplyDeleteMy Name is Mark Kelvin, From USA. I wish to share my testimonies with the general public about what this man called Dr OSCAR DILAN has just done for me , this man has just brought back my lost Ex WIFE to me with his great spell, I was married to this woman called Sharon we were together for a long time and we loved our self’s but when I was unable to make her pregnant for me and also give her al she needs she left me and told me she can’t continue anymore then I was now looking for ways to get her back until a friend of mine told me about this man and gave his contact email: oscardilan68@yahoo.com OR oscardilan68@hotmail.com OR oscardilan68@gmail.com .... YOU CAN USE ANY OF THE EMAILS TO CONTACT HIM as you won't believe this when I contacted this man on my problems he prepared this spell cast and bring my lost WIFE back, and after a month she became pregnant for me because he gave me some herbs to take also and when she went for a test and the result stated that she was pregnant am happy today am a FATHER of a baby girl, thank you once again the great DR OSCAR DILAN for what you have done for me, if you are out there passing through any of this problems listed below:
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(10)Stop Divorce
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(12) Winning of lottery
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(17) HAVE YOU BEEN SCAMMED BEFORE AND NEEDS TO RECOVER ALL THE DOLLARS/MONEY YOU LOST TO THESE FRAUDSTER ???.. CONTACT OSCAR DILAN AS HE HELPED MY FRIEND CALLED LEONARD CAPTAIN FROM USA TO RECOVER BACK THE SUM OF $300,000.00 DOLLARS HE LOST TO SCAMMERS ONLINE.
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TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com
ReplyDeleteI am Mrs,Leores Jazbel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com
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TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com
ReplyDeleteI am Mrs,Leores Miguel Jazbel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com
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Experience report on herpes treatment
ReplyDeleteI have been diagnosed with genital herpes for 2 years and am looking for a cure. I read a testimony on this platform from a woman who was cured of diabetes with Doctor Ahmed Usman Herbal Medicine, including the doctor's official email address. I contacted the doctor through his email, after much discussion and some questions he prepared herbal medicine and asked for my address. 3 days later, I received the herbal medicine and with his prescription, I drank the herbal medicine for 21 days. After I finished herbal medicine, I went for a test and my IgG result was confirmed negative with no virus found in my blood. Contact Doctor Ahmed and let yourself be cured. email him at; drahmedusman5104 @ gmail. com or send him a WhatsApp SMS +14436204203. He has herbal remedies for diabetes, hepatitis